Are you moving into your first apartment? If so, you’re probably finding that there’s a lot to think about. From getting the right window treatments to finding a moving company, there is a lot of planning that goes into moving.

One of the things you should think about is whether to get renters insurance. While it’s likely not a requirement where you’ll be living, there are many reasons to get renters insurance. The team at Precision Insurance Team serving Mesa, AZ can help you decide whether this policy is right for you. 

3 Reasons to Get Renters Insurance For Your First Apartment

1. Renters insurance can be surprisingly affordable.

Renters insurance is a surprisingly affordable type of insurance that has a relatively low monthly rate. You can find out more about how much renters insurance will cost you by contacting a reputable insurance company. At Precision Insurance Team, we’ll shop around for a policy that meets your needs and fits in your budget. Call today to find out more about how much renters insurance will cost. 

2. Renters insurance offers peace of mind.

Renters insurance offers you peace of mind knowing that your belongings are covered under your renters insurance policy if a covered event occurs. It’s important to feel peace and comfort, and for many people, renters insurance can help with this. 

3. Renters insurance can help you recover after a covered event.

Recovery from a covered event is often financially easier when you have renters insurance. If a fire or a burglary occurs, your insurance company may help with the recovery, making the entire process less expensive and often less stressful for you.

Do you want renters insurance?

Contact Precision Insurance Team serving Mesa, AZ to learn more about how this type of insurance can benefit you in your new apartment. 

If you are renting a place to live in or around Mesa, AZ, your belongings need protection. The Precision Insurance Team is here to assist with everything related to rental insurance. Your landlord’s property insurance only covers the building, and you need protection for what you keep in your rental, including 

• furniture,
• carpeting, curtains, and other decorations,
• clothing,
• any small or large appliances you own,
• electronics, such as TVs and laptops, 
• and any other personal items of value. 

Precision Insurance Team can help you find a reasonable policy to protect you against certain events. Because your insurance policy is a contract, you need to read your policy and understand what kinds of events are covered.

What Kinds Of Events Are Normally Covered By Renters Insurance?

Some kinds of protection are standard. You are protected in case of certain kinds of accidents, such as fires. Some natural disasters are covered, such as damage from thunderstorms or windstorms. You may need extra protection for other kinds of natural disasters, such as flooding. 

Renters insurance also protects you in the event of certain kinds of crimes, such as vandalism or theft. You will lose this protection if you are found to be involved in the crime that caused the loss. There is also some liability protection so that if someone is injured while visiting you, your insurance will pay for the injuries up to your policy limit.

Learn About Your Exclusions

If you believe that you may be vulnerable to something that is not covered in your policy, speak to your agent to see if you can add coverage. Also, make sure that you have sufficient protection if you have expensive items. If you have questions about Mesa, AZ renters insurance, please feel free to call the Precision Insurance Team today. 

You don’t have to own a home to get insurance coverage. As a Mesa, AZ renter, you can protect your valuables and financial assets from liability mishaps with renter’s insurance. Like most people, you’ve probably worked hard to purchase nice clothes, electronics, furniture, and other personal belongings. It only makes sense to protect these assets from the unexpected. With renter’s insurance from Precision Insurance Team, you can do just that.

Top Reasons to Purchase Renter’s Coverage

If you’re renting a home, condo, or apartment, here are some good reasons to consider renter’s insurance coverage:

1. Your goods are not covered by your landlord’s policy. 

Your landlord’s insurance protects his home structure, not your belongings. In the event of a disaster, your landlord’s dwelling insurance will cover the home’s repair costs, and you’ll be responsible for your own losses.  

2. Renter’s property insurance protects your belongings.

Renter’s property coverage will reimburse you for items that are stolen, damaged or lost in a disaster like fire, tornado, hurricane, etc. (with the exception of flooding) to save you from financial loss.  

3. Renter’s liability coverage will protect you from liability mishaps occurring on your rental property.

If a visitor is accidentally injured on your property, liability coverage helps pay for his or her medical costs. Liability insurance also covers accidental damage to a visitor’s personal property. If someone sues you for damages, liability insurance will help cover your legal costs.

4. Renter’s insurance offers additional living expenses coverage.

If your rental home gets damaged in a storm and you have to move out until repairs are made, additional living expense coverage will reimburse you for extra expenses you may incur living in another location during that time.

5. Affordability

Renter’s insurance is extremely affordable and can fit most any budget. Consult with us and see what best fits your needs. 

We Are Here To Help!

To purchase a renter’s policy in Mesa, AZ or surrounding areas, contact Precision Insurance Team today! 

Insurance is a tool designed to protect against risks and losses. Renters should purchase a renter’s insurance policy to help protect them from several risks ranging from liability or unexpected events that can cause them losses or displacement from their homes. If you are looking for quality renter’s insurance, the professionals at Precision Insurance Team are proud to provide the residents of Mesa, AZ with exceptional coverage options.

Renter’s Insurance Protection 

Renter’s insurance protects against renter liability or other losses associated with events occurring in and around the dwelling. This insurance can also help with lodging while repairs are underway. If you would like to explore your renter’s insurance options, we can help. 

We can review your current situation and need help to provide insight into which policies would work best for your needs. We also assist with document submissions and claims. Our goal is to provide complete assistance to our customers to make acquiring insurance as easy and straightforward as possible. Let us assist you with choosing the right policy to give you peace of mind knowing you’re protected. 

Reach Out Today

Renter’s insurance is essential for anyone renting a property, whether an apartment or a separate dwelling. If you want to learn more about renter’s insurance and how it can protect you from covered events, contact Precision Insurance Team serving the residents of Mesa, AZ. 

Reach out to us today by calling or stopping by our office to speak to a knowledgeable insurance professional. We are dedicated to serving our customers and helping them get the protection that top-quality renter’s insurance and other products can provide.