There’s been an influx of people in Mesa, AZ, opting to rent rather than own a property. This makes having a renters insurance policy that covers your assets crucial. Our representatives at Precision Insurance Team can help you get the right coverage and explain more about these three perks many policyholders aren’t aware of.
1. Personal Property Coverage When Traveling
Renters insurance covers more than the dwelling. These policies include coverage for your personal property when you are traveling or moving. It protects items in your hotel room or vehicle, lost luggage, and other places along the journey. Be sure to check your policy for restrictions and limitations.
2. Fire Protection
Many renters don’t realize that their landlord’s fire insurance doesn’t cover losses of tenant’s personal property due to fires. Replacing your possessions can be costly, but renters insurance pays for losses related to fire, vandalism, and theft.
3. Liability Protection
Renters with guests and visitors have a certain level of responsibility to ensure their safety while they’re on the property or in the dwelling. You can be held financially liable to cover their medical expenses if someone gets injured. Renters insurance provides liability protection to cover some or all of these costs, including legal fees.
Let Us Get You Covered As a Renter
Having premium renters insurance coverage has an array of benefits, including protecting your property and guests against many common incidents. If you are transitioning from owning a home to renting one or are becoming a first-time renter, the Precision Insurance Team in Mesa, AZ, is here to guide you through the process. Contact us by phone or online to get any questions answered, and let us give you a quote for renters insurance today.
