Mesa, AZ is located west of Phoenix. It is the second-largest city in the Phenix metro area and the third-largest in the state. It has a history that goes back more than 2000 years. Rental prices are among the lowest in the valley, making it an attractive option for those wanting an affordable home or apartment. Many renters wonder why they need renters insurance in Mesa, AZ. Doesn’t the landlord or management company have insurance? For answers to questions about renters insurance, the Precision Insurance Team is the one to talk to.
You may wonder why you should have renters insurance since you don’t own the building. That is true, of course, and it is up to the landlord to protect their building, but you can benefit from the other types of coverage that a renters policy offers.
Contents
Your rental contents belong to you, and your landlord’s insurance will not replace it. If you don’t have renters insurance, you will lose everything and replace it yourself out of your savings. Consider all the things you own, your furniture. Kitchen contents, clothes, and electronics. It is thousands of dollars of possessions.
Liability
If someone is visiting you at your rental and is injured, they rightfully will expect you to pay for the medical cost associated with that injury. They may even sue you, and without insurance, this can be devastating.
Loss of use
If your rental is damaged and you can’t live in it for a time, how will you pay for your accommodation? Renters insurance can help with that as well. It makes a bad situation less stressful.
In Mesa, AZ, Precision Insurance Team is ready and available to speak to you about renters insurance benefits. Give us a call or stop into our office and let us give you a free quote for this valuable protection.
